Loan Officer

Loan Origination, Loan Processing
Salt Lake City, UT
Posted 2 weeks ago

 

About

United Security Financial is looking for a Loan Officer who is prepared to make a difference in the lives of customers looking to buy a home. United Security Financial is a wholesale VA lender/broker offering an array of mortgage loan products

Job availability

  • In house – Full-Time
  • External – Full Time

Job Duties and Responsibilities

The Loan Officer will be responsible for discussing client’s needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting and processing team until the loan is closed.

  • Generate and pre-qualify potential borrowers, complete all loan applications and documents, obtain all required supporting documents and information, process loan applications and submit a complete loan file in a timely manner in compliance with company and lender procedures.
  • Provide company headquarters with neat and orderly accounting information, bank statements, pipe-line and closing reports on a periodic basis.
  • Provide applicants with accurate interest rate quotes and loan information.
  • Retain copies of all loan files originated , whether or not the loan was closed, rejected or withdrawn, for a period of time to comply with all applicable company policies and state and federal laws.
  • Attract new mortgage loan applications by developing relationships within the community and making sales calls to prospective clients.
  • Monitor collection, verification and preparation of mortgage loan documentation; schedule and complete mortgage loan closing.
  • Maintain strict client confidentiality.
  • Exhibit a high level of working knowledge of agency and government loan guidelines and packaging requirements, primarily with purchase transactions.
  • Educate customers on the different type of loans and credit options available to them, including the terms associated with each.
  • Continue education to remain compliant with NMLS requirements.
  • Maintain the highest level of business and professional ethics and practices and strictly avoid any form of loan fraud or any other variation of fraudulent, illegal or unfair dealings.

Qualifications

  • 1+ years experience
  • Active NMLS number
  • NMLS licensed and requested to transfer license to company account within 48 hours of start date
  • Strong communication skills
  • Proficient working knowledge of basic Windows Office software, including word processing, spreadsheets, e mail accounts software
  • Basic computer skills
  • Ability to multitask in a fast-paced environment
  • Work professionally with a wide array of personalities, both within and external of the company
  • High ethical standards

Benefits

Full Family Health & Dental coverage available

401K Contribution match

Competitive pay

In-house gym

In-house breakfast/lunch service available

Apply Online

A valid email address is required.
A valid phone number is required.