Services

services overview

We See Things That Others Miss

Helping our clients get the best, most affordable mortgages is always United Security’s top priority. Period. This philosophy drives United Security Financial and it is what sets us apart.

Services List

Buying a Home – Purchase
We offer an easy loan buying process for a variety…
read more
Refinancing
We refinance our clients as rates change quickly and people…
read more
VA/FHA/Conventional Loans
With so many different options, there is surely something for…
read more
USDA
These loans are for rural areas - with large lots…
read more
0% Downpayment Assistance Loan
Our 0% Down Payment Assistance program is available to anyone…
read more
Construction Loan
Construction loans is one of our newest offerings available. Learn…
read more
MD/Doctor Student Loan Omit Program
Student debt acquired by medical students often affects their credit,…
read more
Reverse Mortgages
If you are over 62, this program may be for…
read more
why people trust us

The Best Service

"Being a first time homeowner I wasn't sure what to expect! But from start to finish I was in my home in less then a month. They were amazing, professional and transparent. I couldn't of asked for a better experience."
Jenny Fugate
We work for you

What People Say

I’ve had such an amazing experience going through my first home loan process… Linda Weir did an amazing job staying in contact with me and assuring that all of my questions and concerns were answered.. her personality is God sent and I am very satisfied with my experience.. Linda told me she could make sure…

Nicole Love Facebook Review

Michael, thanks again for all your help. I can honestly say you’ve made this process extremely easy.

Anthony Pascale Text Message Review

Michael Rutland Jr. was purely awesome. He made getting a mortgage seem effortless. He communicated with me throughout the process and when I sat down at the closing table, the attorney asked me how I found such an amazing loan officer. She said she had never seen a loan officer that good at his job…

Dave Coven Google Review

Why People Choose Us

What We Do

Services

Our loan programs are designed to meet the needs of all of our consumers- no matter the age, or income level. 

Check out our loan programs page for more information on all of our current loan offerings. 

We are licensed in all 50 states – so no matter where you are located, we can help you achieve your dream. 

What We offer

Programs

We help make our consumer’s dreams affordable. Try our Down Payment Assistance Program, you might be surprised by what you qualify for. 

We are also proud to offer spectacular VA loan rates for our veteran borrowers and their families.

One of our newest offerings is the Construction loan program.  Find out more on our Construction programs page.

Professional help

Support

Call us today  or apply online to start building your American dream.

Our application is simple and seamless and can be done from the comfort of your couch.  Visit our application page to get started. 

If you still have questions, we have a team on site that can provide answers and give support when needed. 

 

Frequently Asked Questions

FAQ

Qualifications vary from borrower to borrower and loan programs. However our underwriting department has the ability to pull minimal information and have your qualified loan amount within 24-48 hours. 

The number that determines our lives, or so it feels like at times, right? Mortgages can be worked with most credit scores both high and low. If credit is extremely low, there are plenty of ways to raise it quickly or to even consolidate debt with an existing home that may help you. Give us a call and we will walk with you every step of the way to a better credit score and the home of your dreams. 

Most Realtors or Mortgage lenders will tell you 3.5%-20% down is best. This may be true for many while some with financial struggles may not be able to do so. Many options are available when it comes to down payments. Down payments lower your monthly payment but not by much at times, unless you can put the full 20% down. With 20% down this would eliminate the need for Lender Mortgage Insurance (MIP/PMI). However, if you can’t afford a down payment we have a solution for you in our 0% Down Payment Assistance program! Learn More

We charge the bare minimum in closing costs to our borrowers. Your dream is our dream, owning a home. Closing costs can be paid up front on the loan or rolled into the loan to be paid out over time. Closing costs may vary from each product and borrowers situations.