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Down Payment Assistance Program

Receive a GIFT to cover your down payment!

You contribute $500 and we cover the rest of your 3.5% down payment!



Receive a GIFT to cover your down payment!


You contribute $500 and we cover the rest of your 3.5% down payment!



Are You Ready to Buy a Home?

Most people save up, or get a loan for their down payment. What if you could keep your cash, and enjoy a down payment grant that didn’t need to be paid back, and gives you instant equity in your new home?

No brainer, right?

You invest $500, we will cover the rest!

  • Receive a grant of up to $11,511* of the purchase price for the required 3.5% down payment
  • Gain quick approval
  • Earn up to 3.5% instant equity
  • NO repayment of grant
  • NO 2nd mortgage for down payment

DPA Disclosure:
For qualified borrowers only. Down Payment Assistance limitations apply. FHA guidelines and county limits apply. 640 minimum FICO, FHA 30-Year Fixed Rate first mortgage. Final residential mortgage loan approval issued by the underwriting department.

Let us provide your 3.5% down payment as a grant.


There are no strings attached, and no repayment requirements.*

For a $200k House
For a $250k House
For a $328k House

*Grant amount is calculated based upon FHA County Limits. Certain eligibility restrictions apply. Minimum of 3.5% down payment required on all FHA loan program. Based on purchase price of $328,900, which is the FHA county limit for Salt Lake County, this amount will vary by county. Borrower will be required to bring in at least $500 of their own verified funds. Call for program details and restrictions.

We’ve helped tens of thousands of homeowners with their home loan and we can help you.

Talk To Our Mortgage Pros

A 15-minute call can help you discover how much you can save.

Create a Customized Plan

With our experts, you will craft a plan specifically for you.

Navigate the Process

We will guide you through every step of the program.

Enjoy Our Guarantee

Save the money you have tucked away, and use our Down Payment Assistance Program to receive a free grant for the 3.5% down payment required to close your FHA loan. Receive the keys to your new home in less than 30 days with unparalleled customer service.

We deliver the tools and experience to help you save money on your home loan.

“When I started United Security Financial, I had only one goal: help my clients get the best, most affordable mortgages. Period. Here at United Security Financial, we believe there is nothing that can bring greater peace of mind in the wake of recent economic struggles, like making your home payments more affordable. It is our goal to help people find that peace.”

– Lois Johnson, USF Founder and CEO



“The whole mortgage process was completed in an expedient manner. Emails, voice mails, texts were returned immediately. All questions answered.
And……it has been the simplest , easiest process I have ever experienced out of 15 mortgages over the years.”

-Annie Long

“Thank you help in streamlining the process to refinance my VA Loan at a much better rate. Barry was very receptive to (several) e-mail and telephone questions. I can’t recommend him highly enough!”

– Matt Biggs

“I was very happy with the service, speed of process and final outcome of the mortgage refinancing process. Communication with broker, via email or by phone, was fast and productive. Closing was done a week earlier than I expected. Overall experience was outstanding. Keep the good work.”

– David Consuegra


65 Five Star Reviews on Google!

Let Our Experience Save You Money

Stop wasting money on rent. Purchase your first home.

Keep your savings tucked away. Use our grant for the down payment.

Don’t worry about paying back the grant. There are no strings attached.




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    Disclosure © 2017 United Security Financial Corp. All Rights Reserved. We are not affiliated with any government agencies, including the VA, FHA, or the HUD. United Security Financial Corp, NMLS #94915, a lender approved by Fannie Mae, HUD, and VA to originate conventional, FHA, and VA mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not generally make mortgage loans to borrowers. United Security Financial Corp. is a direct lender originating home loans across the United States. Our primary lending offices are located at 930 E 6600 S, Murray, UT 84121.