Perhaps you aren’t the “city” type and prefer a home in open plains or a smaller populated area just outside of the larger cities. USDA loans from the U.S department of Agriculture might be your solution!

A USDA home loan is a zero down payment mortgage for eligible rural and suburban home-buyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. Contact a mortgage loan officer today to see if your property would apply to a USDA loan. 

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How It Works

Government issued

USDA Loans

No Down Payment

USDA loans have a standard ‘No Down Payment’ , this is optional to the borrower. 


Qualifications are minimal with USDA being a governmental Aid program. USDA is typically for lower income individuals

Eligible Locations

Metropolitan areas are generally excluded from USDA programs, however some opportunities may exist in suburbs. Rural locations are always eligible for USDA.

Why Do They Do It?

The program is designed to improve the economy and quality of life in rural America while offering low rates and no down payments. 

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