Construction Loan

type of service

One-Time Construction Fund

United Security Financial now offers the opportunity to combine your new construction with a great USF mortgage loan. Funding is available for conforming on-time close six, nine or 12-month construction terms. Program allows for payment of interest-only during construction. 

Soft costs such as architectural engineering and permit fees may be financed, closing costs may not. Full third-party builder contracts only. All loans close in the name of Flagstar Bank. 


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How It Works

building your home?

Finance Your New Home With USF

Property Type

  • PUD (Single Homes in Planned Developement)
  • Modular Home
  • Rural Properties
  • And More….

Loan Terms

All Loans types eligible 

15-30 Year Loan Terms

Loan Limits

Maximum: Subject to High-Cost County Loan Limits

 Minimum: $50,000


Ineligible Properties

  • Manufactured Homes
  • Property where construction has already begun
  • Lots in exess of 10 Acres
  • Log Homes

High Quality Products & Services

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