type of service
Buying A Home
Finding the right mortgage is the last thing on your mind in the home search processes, United Security financial can cover that. With our, 0% Down Payment Assistance Program, Construction loans, Standard Conventional loans, and FHA or VA options, there is something right for you.
We Work for you
4 Quick Steps to Your New Home
Application / Loan Type
1. Choose your loan type (See Below). 2. Basic information is all we need to get you approved for a new loan on your new home.
An underwriter will have an approval on a new loan within 24-48 hours from application
Our goal is to have you closed within 14 days from your original application.
Funded = Move In
Our Quick Fund process allows you to get into your new home faster.
Loans Specific to Veterans. These often offer the best deal for past military personnel both active and retired qualify.
Standard home loans for all non-military personnel. These loans typically have an MIP/PMI (mortgage insurance) up until 80% of loan to value is met.
Requires a 20% down payment. Conventional eliminates the cost of MIP/PMI payments included in most mortgages. This loan results in more cash to the loan principle monthly.
Locks in your rate for life of the loan with no changes to the rate unless refinanced.
Adjustable Rate Mortgages – Typically a lower rate than fixed but has the possibility of adjusting its rate once initial term is up.