Buying a Home – Purchase

type of service

Buying A Home

Finding the right mortgage is the last thing on your mind in the home search processes, United Security financial can cover that.  With our, 0% Down Payment Assistance Program, Construction loans, Standard Conventional loans, and FHA or VA options, there is something right for you.  

 

"I have purchased 3 homes over the past 12 years and have utilized United Security services on all three."
Joshua Fisher
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4 Quick Steps to Your New Home

Application / Loan Type

1. Choose your loan type (See Below). 2. Basic information is all we need to get you approved for a new loan on your new home.  

Approval

An underwriter will have an approval on a new loan  within 24-48 hours from application

Closing

Our goal is to have you closed within 14 days from your original application.

Funded = Move In

Our Quick Fund process allows you to get into your new home faster. 

VA

Loans Specific to Veterans. These often offer the best deal for past military personnel both active and retired qualify.

FHA

Standard home loans for all non-military personnel. These loans typically have an MIP/PMI (mortgage insurance) up until 80% of loan to value is met. 

Conventional

Requires a 20% down payment. Conventional eliminates the cost of MIP/PMI payments included in most mortgages. This loan results in more cash to the loan principle monthly. 

Fixed Rate

Locks in your rate for life of the loan with no changes to the rate unless refinanced. 

ARM rate

Adjustable Rate Mortgages – Typically a lower rate than fixed but has the possibility of adjusting its rate once initial term is up. 

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Related Services

Buying a Home – Purchase
We offer an easy loan buying process for a variety of loan programs. Call us to learn more.
Read more
Refinancing
We refinance our clients as rates change quickly and people need help.
Read more
VA/FHA/Conventional Loans
With so many different options, there is surely something for anyone looking to purchase a home.
Read more
USDA
These loans are for rural areas - with large lots and lots of land.
Read more

Questions? We'll Put You On A Right Path!

+800-373-4186