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External Loan Originator

External Mortgage Originator – Salt Lake City, UT (Salt Lake Suburbs) 

United Security Financial Corp – Murray, UT

SCHEDULE: Flexible to meet client and referral source needs and to maintain sales goals

PAY: Choose your compensation plan up to 150 bps (1.5%) with potential bonuses depending on compensation plan.

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  • Insurance available.
  • Prescription medication reimbursement plan.
  • 401k match.
  • Instantly gain access to our multiple loan programs including the best Down Payment Assistance (DPA) program on the market.
  • No Micro-Management -Our expectation is professionalism of all employees to dedication and commitment to this vocation.


  • Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
  • Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
  • Collect and analyze all prospects income and debt, pre-qualify the prospective borrower to determine the maximum mortgage amount borrower can afford.
  • Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
  • Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
  • Submit applications within 24 hours of application date.
  • When needed, assist the mortgage processors in obtaining required documents from the applicant. Assist with the coordination of the closing process. Answer all inquiries from prospective mortgage applicants.
  • Prepare annual business or market plan to be discussed with manager/leadership quarterly.
  • Meets established sales goals.
  • Rate locks loans within our policy.


  • Developed relationships for which  you can instantly begin to build your pipeline with external business.
  • Must have appropriate national & state license or certificate.
  • Proficient working knowledge of basic office software, including word processing, spreadsheets, e mail accounts and presentation software.
  • Must have excellent communication skills and the ability to analyze financial information.
  • Must be a sales-oriented self-starter.
  • Ability to multitask in a fast-paced environment.
  • Work professionally with a wide array of personalities, both within and outside the company.
  • High ethical standards.

Required experience

  • Mortgage Origination Sales: 1 year.

Work Environment/Physical Demands

  • Travel is required when necessary.  Work stations available at corporate office for all external loan officers but expect to be primarily outside the office working your contacts and generating leads and lead producing sources.
  • Expected to work a full work week and sometimes weekends to meet client and lead source demands.

Growth Opportunities

Depending on performance, Team Lead & Branch Manager positions available.

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    Disclosure © 2017 United Security Financial Corp. All Rights Reserved. We are not affiliated with any government agencies, including the VA, FHA, or the HUD. United Security Financial Corp, NMLS #94915, a lender approved by Fannie Mae, HUD, and VA to originate conventional, FHA, and VA mortgages. We are not the Department of Veterans Affairs or any other government agency. The Department of Veterans Affairs does not generally make mortgage loans to borrowers. United Security Financial Corp. is a direct lender originating home loans across the United States. Our primary lending offices are located at 930 E 6600 S, Murray, UT 84121.