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ZERO downpayment
on your new home
Stop worrying about having enough for a down payment! Our Down Payment Assistance covers up to 3.5% down and is 100% Grant funds. This means NO repayment, NO second mortgage!
Make Your Dreams
Come True
Affordable prices are here to help you meet the American Dream of owning a home! Check out our extensive list of programs and products that will help you find your perfect place.
Broker/Lend With Us
Go above the norm. Broker and lend like never before, with our products and rates, you're sure to bolster your business.
Don’t Miss
Your Perfect House!
Forget about tons of paperwork and lists of unknown words!
We can help to handle every issue you’re facing on your way.
Established

in 1988

competitive

Mortgage Rates

Licensed

in 48 States

Fast & Easy

Close In Days

our services

Find Loan Products

Buying a Home – Purchase
We offer an easy loan buying process for a…
Refinancing
We refinance our clients as rates change quickly and…
VA/FHA/Conventional Loans
With so many different options, there is surely something…
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30 years, passionate about providing mortgage solutions

We constantly work on delivering the best loan services to our clients. Our loan officers will walk you through every step of the loan process – from answering questions, to closing your loan quickly.

We have satisfied clients all over USA. Fast & easy closings is our #1 goal. In most cases, we can close your home loan in 18 to 20 days from receipt of a complete loan file.

We strive to provide the highest level of satisfaction.  We do not just provide people with places to live, but also secure families with their own home, where they can raise their children and make their dreams come true. Your dream of owning a home is our dream. 

what people say

Testimonials

I’ve had such an amazing experience going through my first home loan process… Linda Weir did an amazing job staying in contact…

Nicole Love Facebook Review

Michael, thanks again for all your help. I can honestly say you’ve made this process extremely easy.

Anthony Pascale Text Message Review

Michael Rutland Jr. was purely awesome. He made getting a mortgage seem effortless. He communicated with me throughout the process and when…

Dave Coven Google Review

Cam Brown and Jasmine Letsinger are AMAZING!!! They will go the extra 1000 miles for you!! Please stop researching now and contact…

Leonardo Lozano Google Review

Jasmine was very thorough and helpful throughout my experience. I was a first-time homebuyer with many fears. She helped ease every one…

Jennifer Williams Google Review

Jasmine Letsinger provided excellent service as a Mortgage Loan Officer to my husband and I. We never thought that we could purchase…

Michael & Valerie Cooper Google Review
Coming soon - USF App

Speed Up the Loan Process

Coming soon:

Stay tuned for quick mortgage needs in your hand! With our app you will always have a chance to see new program offers, mortgage calculator and loan rate changes!

fast & easy process

with SureClose

close fast

Avg. 22 Days

licensed in

48 States

our services

Fast & Easy Application Process

2018-01-13
Choose Loan Amount

It is recommended to look for homes that cost no more than three to five times their annual household income.

2018-01-14
Get Your Loan Approved

Get all of the paperwork required to complete the purchase, including your loan documents.

2018-01-15
Get Your Cash for New Home Purchase

Once all previous steps are done, you are ready to get funds and move into your new home soon!

"Your Dream is Our Dream. Owning A Home."

our blog

Market News

Let's Talk about Reverse Mortgages

Let's Talk about Reverse Mortgages

Reverse mortgages are one of our newest offerings here at USF and now its time to talk about what exactly a reverse mortgage is,…
Is Refinancing Dead? Rising Interest Rates Kill Refinances.

Is Refinancing Dead? Rising Interest Rates...

While mortgage rates have dipped slightly in the last week or so, the overall trend for the majority of 2018 is up, up, up.…
Housing Auctions? A mistake or a good investment?

Housing Auctions? A mistake or a...

There are a lot of ways to find your perfect home nowadays – however, the options may be even wider spread that you imagine.…

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United Security Financial Corp. NMLS 94915 Rates are subject to change and may vary upon program, loan type and qualifications. Rates displayed change daily. .